A private daily look at your money.
Many of us avoid looking at our money when the news might be bad, like an ostrich with its head in the sand. Ostrich makes the look small, calm and private, so lifting your head gets a little easier each day.
One look a day
Type three rough numbers and see where you stand today. Every number is welcome, negative ones too.
Your feelings count too
Say how it feels to look. Ostrich keeps the feeling beside the number, so you can see both change over time.
Only on your device
No account, no ads, no data sold. Nothing you type is sent anywhere, and Ostrich never tells you what's right or wrong to do with your money.
A prototype for the NEAR Private AI Hackathon, New York, 2026. Not therapy or financial advice.
You have two relationships with money.
Money is not only math. Fear, hope, shame and pride show up too, and they are all welcome here.
The number
What you have and what you owe.
The feeling
What it is like to look at that number today.
Ostrich keeps both, privately on your device. It has no account and no server for your numbers, and nothing you type is sent anywhere.
Not therapy or financial advice. Ostrich never takes a cut of your money.
How does it feel to look at your money?
There is no right answer. This only sets your pace.
Starting gently
Amounts start hidden, and you can show them when you're ready. You can change this whenever you like.
Not a score
Ostrich does not grade this answer or share it. It stays on this device, and Ostrich is not therapy.
Three numbers is all it takes.
A rough guess is fine, and you can leave any of them empty. It all stays on this device, and you can change it later.
Your number today
Your feelings
Before you looked, you skipped the question. That's fine.
And now that you've looked?
Every feeling is welcome here. It stays on this device, beside today's number.
Your number over time
Made up, for illustration: this pretends you looked most days for six months, ending at today's number. It isn't saved and isn't in Your looks. Your own line appears after your third look.
Your looks
Where your numbers are
Only on this device, in this browser. Ostrich has no server for them, and nothing was sent anywhere. If you clear your browser's data, your looks go with it.
What was sent?
Nothing. This prototype has no AI yet, and your numbers never leave this device.
When the private AI reading arrives, only totals like these would go to it. No account names, no institutions, and no wallet addresses. Today, none of this is sent:
Your history stays on this device.
Your feelings stay on this device unless you choose to include them.
The reading would run in a sealed, private computer on NEAR AI Cloud. (On the roadmap.)
Check it yourself: the code is open source.
Your net worth is not your self-worth.
Your number also carries wages, prices, medical bills, student loans and what your family could pass on. It is not a score of your choices.
Write it in your own words, or keep ours. Tap Done and it's saved on this device: you'll see it under Today's snack on your daily look. Nothing is shared. To keep it somewhere else, copy it into your notes.
The research behind this snack Tap to read ›Not yet tested
People whose sense of worth rises and falls with money tend to feel more stress about it (Park and others, 2017, on financially contingent self-worth). That's a link, not proof that this message helps: nobody has tested it yet.
Research on money and feelings still has gaps in 2026. Ostrich plans to test its own messages with members, and to share what it learns openly, including what didn't work. (Planned.)
That's it for this snack.
What you do next is up to you.
What's a snack? One small idea after your look, short on purpose: about a minute, then you're done. Some change how you see your number, like this one; others will be one small step you can take. One snack a day, never more. More snacks are planned.
Your number, kept up to date for you.
Today you type three numbers. Later, Ostrich fills them in every morning from your accounts, read only. Your job stays the same: look once a day. When your money life changes, like a new card or a new wallet, you add it here.
Every morning (concept)
Your sources refresh before you wake up, and the totals are added up on your phone. You look. Ostrich never moves money and never sees your passwords.
Sample: updated today at 6:02am · 11 of 11 sources
Cash
Checking and savingsYour bank, read only, through PlaidPlanned
What you've put away
Stocks and retirementYour brokerage, read onlyPlanned
Angel investmentsAdded by hand, updated when you knowPlanned
What you owe
Credit cardsYour card issuer, read only, through PlaidPlanned
MortgageYour lender, read onlyPlanned
Student loansYour loan servicer, or by handPlanned
Car paymentYour lender, or by handPlanned
Crypto
NEAR wallet and DeFiYour NEAR account, read onlyPlanned
Wallets on other chainsReached through NEAR, or by addressPlanned
Anything elseUpload a statement, or type itPlanned
When your setup changes
Once a month, Ostrich would ask: "Does this still match your money life?" A new card, a closed account, a new wallet: one tap to add or remove it.
How the private AI reading would work
On your phone
Ostrich adds your accounts up into a few totals. Account names, institutions and wallet addresses stay on your phone.
Into a sealed computer
The totals go to an AI running inside a trusted execution environment (TEE) on NEAR AI Cloud: Intel TDX with NVIDIA confidential GPUs. Memory is sealed, so not the cloud operator, not NEAR and not Ostrich can see them.
A proof from the chips
The hardware signs an attestation: proof of exactly which model and code ran, inside a genuine enclave. Anyone can check it against Intel's and NVIDIA's attestation services or a public TEE explorer, the way anyone can look up a transaction on a block explorer.
A reading comes back
A short, calm reading of your totals, signed by a key that never leaves the enclave, returns to your phone.
Attestation for this reading (a sample, not a real proof)
Where your money data comes from
All your money is real-world finance plus crypto. Crypto is what NEAR can reach plus the rest. Over time, both arrows grow.
All your money (w = t + k) · illustrative, not to scale
Crypto (k = x + n)
How Ostrich would read each part
x, through NEAR: automatically, read only, each morning.
n, other crypto: by wallet address, until NEAR reaches it.
t, real-world finance: Plaid, statements, or by hand.
Both arrows grow
Stocks, gold, real estate and more are becoming tokens, so part of t moves into k. More chains become reachable through NEAR, so part of n moves into x.
Others are building tools to bring more data into NEAR. Ostrich plans to plug into them as they arrive, rather than build them.
From NEAR: "With NEAR AI Cloud, every request runs inside Intel TDX and NVIDIA Confidential Computing hardware where data is processed in a sealed, isolated environment inaccessible even to NEAR AI or the hardware owner." "Each inference generates a cryptographic attestation proving the model ran in genuine, verified hardware with the expected code and can be independently validated through Intel's and NVIDIA's public attestation services."
On the crypto side, NEAR's chain abstraction lets you "operate across all chains using a single NEAR account."
Sources: NEAR AI Cloud · NEAR chain abstraction docs
Want to talk to someone?
Ostrich is not therapy, and you do not have to do this alone. Free options come first, always.
A nonprofit credit counselor
Free or low-cost help with debt and a plan, through the National Foundation for Credit Counseling: nfcc.org
Free options firstFree tax help, and money you may be owed
IRS volunteer sites (VITA) prepare taxes for free if you qualify: irs.gov
Someone you trust
A friend or family member. Hiding a worry to protect someone can make it heavier to carry. Try: "Money has been hard lately. I don't need you to fix it. I didn't want to keep it from you."
Is someone controlling your money?
Taking your pay, checking every dollar, keeping you from work, or putting debt in your name can be a kind of abuse. It is not your fault.
The National Domestic Violence Hotline is free and private: call 1-800-799-7233, or text START to 88788.
Need to leave fast? Tap Hide all at the top.
If things feel unsafe
In the US, call or text 988 any time. These are links and numbers only: Ostrich sends nothing about you.